Privacy Policy
Website: https://www.harekrishnconsultancy.com/
1. Introduction
Welcome to HareKrishn Consultancy (“we,” “our,” “us”). We respect your privacy and are committed to protecting the personal information you share with us through our website.
This Privacy Policy explains how we collect, use, store, disclose and protect your information when you visit our website, submit an inquiry, request assistance with financial products, or communicate with us.
By using our website or submitting your information, you acknowledge that you have read this Privacy Policy.
2. Information We Collect
Depending on the services you request and the information you choose to provide, we may collect the following categories of information:
A. Personal Information
Full name
Mobile number
Email address
Residential address and location
Age or date of birth, where relevant to a service inquiry
B. Financial and Employment Information
When relevant to a loan or financial services inquiry, we may collect:
Employment and occupation details
Monthly income and salary information
Employer or business details
Existing loan and repayment information
Credit-related information voluntarily provided by you
Documents required for assessing or processing a loan inquiry
C. Technical Information
When you visit our website, certain technical information may be collected automatically, including your IP address, browser type, device information, pages visited, referring website and approximate usage data.
D. Communications
We may retain information you provide through contact forms, email, telephone, WhatsApp or other communication channels used by our business.
Please do not submit passwords, banking PINs, OTPs or other authentication credentials through website forms.
3. How We Use Your Information
We may use your information to:
Respond to your inquiries and requests.
Understand your financial service requirements.
Contact you regarding relevant loan products or services you have requested.
Facilitate loan inquiries or applications with relevant banks, non-banking financial companies (NBFCs), financial institutions or authorized service partners.
Communicate updates regarding your inquiry or application.
Improve our website, services and customer experience.
Maintain business records and prevent fraud or misuse.
Meet applicable legal, regulatory and contractual obligations.
Resolve complaints and protect our legitimate business interests.
We will use your information for purposes that are appropriate to the context in which it was collected and as otherwise permitted by applicable law.
4. Sharing of Information
We do not sell your personal information as a general business practice.
We may share relevant information, where appropriate and legally permitted, with:
Banks, NBFCs and other financial institutions involved in evaluating or processing your inquiry.
Authorized business associates, consultants and service providers who assist us in delivering our services.
Website hosting, email delivery, security and technology providers.
Professional advisers, auditors or legal representatives where necessary.
Government authorities, regulators or law enforcement agencies where disclosure is required or permitted by law.
We aim to share only information reasonably necessary for the relevant purpose.
Third-party banks, NBFCs and service providers may process your information under their own privacy policies and applicable obligations.
5. Cookies and Website Analytics
Our website may use cookies and similar technologies to maintain website functionality, understand website usage, improve performance and enhance user experience.
You may be able to manage cookies through your browser settings. Disabling certain cookies may affect some website features.
If analytics, advertising or other tracking services are enabled, their use will be subject to the applicable settings, disclosures and consent requirements.
6. Data Security
We take reasonable technical and organizational measures designed to protect personal information against unauthorized access, disclosure, alteration, loss or misuse.
However, no website, electronic transmission or storage system can be guaranteed to be completely secure. You should avoid sending sensitive information through unsecured communication channels.
7. Data Retention
We retain personal information only for as long as reasonably necessary for the purposes described in this Policy, including handling inquiries, maintaining records, resolving disputes and complying with applicable legal requirements.
When information is no longer required, we will take reasonable steps to delete it, anonymize it or otherwise dispose of it securely, subject to applicable retention obligations.
8. Your Privacy Rights
Subject to applicable law, you may be entitled to:
Request access to personal information we hold about you.
Request correction of inaccurate or incomplete information.
Request deletion of information where deletion is legally permitted.
Withdraw consent for processing that relies on your consent.
Opt out of promotional communications.
Raise questions or complaints about our handling of personal information.
Certain information may need to be retained where required by law or necessary to complete a requested service.
To exercise an applicable right, contact us using the details provided in the Contact Us section.
9. Third-Party Websites
Our website may contain links to third-party websites, including banks, NBFCs and financial service providers.
We do not control the privacy practices, security or content of third-party websites. Please review the relevant third party’s privacy policy before submitting personal or financial information to it.
10. Children’s Privacy
Our services are intended for individuals who can legally request the relevant financial services. We do not knowingly seek to collect children’s personal information for financial service applications.
If you believe a child has provided personal information to us inappropriately, please contact us so that we can review the matter.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our services, technology or applicable legal requirements.
Any revised version will be published on this page with an updated effective date. We encourage you to review this page periodically.
12. Contact Us
If you have questions, requests or concerns regarding this Privacy Policy or the handling of your personal information, please contact:
HareKrishn Consultancy
Website: https://www.harekrishnconsultancy.com/
We will review and respond to privacy-related requests in accordance with applicable requirements.
